No, it's not some kind of designer yoghurt drink with 'bacteria' in it (I'm sure bacteria used to be a bad thing, and no somehow they're cool). It's actually a rather spiffing app for monitoring your money across different accounts.
There are many theories about the 'best' way to clear down debt. Given we have a little bit to clear, and we're in the process of liquidating some assets to do just that, now might be a good time to look at the options and throw around a few wild opinions as to what's right and what's wrong.
The grand plan for financial independence is littered with websites that need building, hosting and delivering to the assembled masses. If we can do that efficiently we can deliver a high quality experience at low cost.
What does it mean to become financially independent? Let's see where the money currently goes and where we need to get to in order to make this work.
“Every school-age kid should be taught about compounding as soon as they can understand it”